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Give Employees a Chance by Giving them a Choice
The American consumer likes choices. Shopping and comparing value and prices on clothing, groceries and furniture is commonplace. Choosing a health plan should be no different. For a long time, employees have felt as if it’s “take it or leave it” when handed their one health plan option by their employer. And they were right [...]
You Still Have Time to Make HSA Contributions for 2011
2011 has come and gone, but there is still a little time for your clients to take advantage of tax-free funding of their HSA for the 2011 tax year. As long as the client was covered under a qualifying high-deductible health plan in 2011, they are allowed to make a contribution to their HSA any [...]
Even Toddlers Need Dental Coverage!
In a recent New York Times article, “Preschoolers in Surgery for a Mouthful of Cavities,” we meet a young family in the surgical wing of the Center for Pediatric Dentistry at Seattle’s Children Hospital where a 2 ½ year old is put under with anesthesia. X-rays show 11 of 20 baby teeth having cavities. The [...]
3 Ways to Save Money with Wellness!
A recent article from SmartMoney highlights a few ways employees can save money each month by maintaining a healthier lifestyle. It cites that eating more nutritional foods can add to your grocery bill, but the overall savings to your budget is more than compensated by the following… 1. Cheaper Life Insurance – It’s no surprise [...]
Underwriting Clients for Annuities: A Surprising Way to Save
Let’s face it… Most of us are not as healthy as we would like to be. That’s why a lot of us like the annuity business – no underwriting! However… Have you ever considered that there might be an advantage to underwriting your clients for annuities? Let’s look at it this way… Suppose a 70-year-old [...]