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Individual Exchanges Will Still Be Expensive Coverage for Most Americans
Bloomberg News reports that although the Affordable Care Act (ACA) means people cannot be denied health insurance because of their pre-existing conditions, “there’s a big catch: coverage for…many Americans without insurance will come at a potentially unaffordable cost.” According to the article, “as the administration spells out the details, many uninsured will be surprised at [...]
Defined Contribution Strategy – Give it a Look
Employers are starting to approach their health & welfare strategy via a defined contribution model. Just recently, both Sears (90,000 employees) and Darden Restaurants (45,000 employees) announced they will give each employee a set amount (defined contribution), and let the employee choose which plan he/she wants based on his/her unique circumstances. There are carriers already [...]
Federal Government Sponsored Health Insurance Plans
The New York Times reports that the Obama Administration is sponsoring “at least two nationwide health insurance plans to be operated under contract with the federal government and offered to consumers in every state.” As part of the Affordable Care Act, the plans will act as a “substitute for a pure government-run health insurance program – [...]
Take Charge of your Health
In the coming month you may feel bombarded with disheartening Diabetes statistics, but take hope in the fact that this disease is largely preventable and often even reversible with the correct dietary and lifestyle changes. If you have been diagnosed with Type II Diabetes or pre-diabetes, be your own advocate and explore all your treatment [...]
One Question Every Prospect Should Answer
I attended the NAHU Convention in Las Vegas over the summer and had the pleasure of hearing a presentation from Terry Slattery. Terry is a Sales Coach who focuses almost exclusively on helping Insurance Agents and Industry Professionals increase their new sales. Terry offered many helpful insights, but one in particular caught my attention. Terry [...]