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Give Employees a Chance by Giving them a Choice
The American consumer likes choices. Shopping and comparing value and prices on clothing, groceries and furniture is commonplace. Choosing a health plan should be no different. For a long time, employees have felt as if it’s “take it or leave it” when handed their one health plan option by their employer. And they were right [...]
5 Ways to get Faster Quotes
Be clear and concise. Confusing RFPs create questions and questions take time to answer. Multiply the number of questions by the number of carriers to whom you send RFPs and it’s not hard to imagine that a good amount of time can be saved by sending requests that are clear from the start. Examples of things [...]
3 Ways to Save Money with Wellness!
A recent article from SmartMoney highlights a few ways employees can save money each month by maintaining a healthier lifestyle. It cites that eating more nutritional foods can add to your grocery bill, but the overall savings to your budget is more than compensated by the following… 1. Cheaper Life Insurance – It’s no surprise [...]
Underwriting Clients for Annuities: A Surprising Way to Save
Let’s face it… Most of us are not as healthy as we would like to be. That’s why a lot of us like the annuity business – no underwriting! However… Have you ever considered that there might be an advantage to underwriting your clients for annuities? Let’s look at it this way… Suppose a 70-year-old [...]
Help Your Clients Manage Current and Future Medical Costs
Gap plans have been around since Johnny Carson was hosting The Tonight Show. And today more than ever they provide solutions for employers looking to control major medical costs. “Gap” is the generic term for supplemental plans designed to work in conjunction with an employer’s underlying major medical plan, providing benefits to offset some of [...]