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Medicare Advantage has Won?
The Obama Administration has reversed its plans to cut Medicare Advantage reimbursement rates by 2.2 percent. The Washington Post reported, “The Centers for Medicare and Medicaid Services (CMS) announced that it was changing its method of calculating reimbursement rates. Instead of cutting payments for Medicare Advantage plans, it will increase them by 3.3 percent.” This [...]
New Survey Reveals Business Owners Value Agents/Brokers, but Misunderstand PPACA
A recent survey, conducted by eHealth, revealed many of the problems the government will face in communicating to small business owners how exchanges will operate. However, the survey also revealed that small-employers are looking to their agent/broker to help them navigate health care reform. More than half of the 250 employers, all having fewer than [...]
How to Handle PPACA in the New Year
I recently went to a health underwriters meeting and listened to a speech on PPACA. Since President Obama was elected for his first term, the discussion of Health Care Reform has been a hot topic. Our industry has hoped and fought against the change that our president wanted. A quick timeline … The industry thought that the bill [...]
Individual Exchanges Will Still Be Expensive Coverage for Most Americans
Bloomberg News reports that although the Affordable Care Act (ACA) means people cannot be denied health insurance because of their pre-existing conditions, “there’s a big catch: coverage for…many Americans without insurance will come at a potentially unaffordable cost.” According to the article, “as the administration spells out the details, many uninsured will be surprised at [...]
Federal Government Sponsored Health Insurance Plans
The New York Times reports that the Obama Administration is sponsoring “at least two nationwide health insurance plans to be operated under contract with the federal government and offered to consumers in every state.” As part of the Affordable Care Act, the plans will act as a “substitute for a pure government-run health insurance program – [...]