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Even Toddlers Need Dental Coverage!

In a recent New York Times article, “Preschoolers in Surgery for a Mouthful of Cavities,” we meet a young family in the surgical wing of the Center for Pediatric Dentistry at Seattle’s Children Hospital where a 2 ½ year old is put under with anesthesia. X-rays show 11 of 20 baby teeth having cavities. The [...]
Blessed to Keep Working

There is an article in the most recent Best’s Review that should be of interest to all agents. Ted Krause, an AXA/Equitable agent for 64 years, is still working at age 100. Yes, I said age 100. He starts each day at 6:15 with a workout, then goes to his synagogue, followed by four hours [...]
Private Health Insurance Exchanges

In this economy, more employers are visiting private health insurance exchanges for their employees. These exchanges help employers to offer employees health plan options that are more suited their needs, while helping to cut extra costs. Exchanges allow employers to give employees a set dollar amount to shop for their own insurance coverage, which will [...]
Healthcare Legislation Issues to go to Supreme Court

The Supreme Court is now facing six separate cases, all concerning the Obama Administration’s healthcare legislation. The biggest question is whether or not Congress has the power to enact the “individual mandate,” which forces all Americans to purchase health insurance beginning in 2014. The administration states that it does have the power under Congress’s authority [...]
‘Exchange’ You Can’t Believe In

An opinion piece in the Wall Street Journal, 7/17/11, titled ‘Exchange You Can’t Believe In’ details the issues with recently released exchange regulations. Please see the synopsis below. On July 11th, The Health and Human Services Department released draft regulations outlining how exchanges should be operated. The regulations, 244 pages with a 103 page addendum, [...]
